SoFi Loans

Personal Loans: Low Rates. No Fees.

Are you in need of financial assistance without the hassle of high interest rates and hidden fees? SoFi Personal Loans offer a solution tailored to your needs. With easy online access and quick approval, getting the funds you need is just a few clicks away.

Flexible Funding & Minimum Loan Amounts

Sofi offers flexible funding options starting from a minimum loan amount of $5,000, ensuring you have access to the funds you need, no matter the size of your financial goals. When exploring your options, rest assured that checking your rate with SoFi won’t impact your credit report, providing peace of mind as you navigate your financial journey. Their transparent approval process for personal loan rates ensures that you have a clear understanding of the rates and terms associated with your loan, empowering you to make informed financial decisions

Whether you need $5,000 or $100,000, SoFi has you covered. Receive your funds as soon as the same day you sign, or let them pay off your credit card directly. Plus, with Direct Pay, enjoy a 0.25% rate discount when they pay your credit card lender for you.

View Your Rate Without Impacting Your Credit Score

Curious about your rate? No problem. Checking your rate with SoFi won’t affect your credit score, giving you peace of mind as you explore your options. The process ensures a smooth experience without the need for a credit pull, so you can confidently take the next step towards securing your financial future.

Low Monthly Payments

Consolidate your high-rate debts into one manageable payment and save big on interest. SoFi Personal Loans offer low monthly payments, allowing you to regain control of your finances and plan for the future.

See Rates in 60 Seconds

Curious about what rates you qualify for? With SoFi, you can see your rates in just 60 seconds, with no impact on your credit score and no commitment required. Join the thousands of members who have already taken control of their finances with a SoFi Personal Loan, helping to pay off over $26 billion in debt.

If you’re unsure of whether a personal loan is suitable for your use case, compare personal loans vs a line of credit

SoFi Student Loan Refinancing: Believe in Life After Debt

Student loans weighing you down? SoFi understands the burden of student loan debt and offers a refinance solution to help you move forward with confidence. Student loan refinancing allows you to replace your existing loans with a new one, often at a lower interest rate, saving you money in the long run.

Competitive Fixed Rates with No Fees

With SoFi Student Loan Refinancing, you can enjoy competitive fixed rates with absolutely no fees. Say goodbye to origination fees, pre-payment penalties, and late fees, and hello to financial freedom.

Lower Monthly Payments and Flexible Terms

Lower your monthly payments and tailor your loan terms to fit your budget with SoFi. Choose the term that works best for you, whether you’re looking to lower your monthly payments or pay off your loan faster.

See Your Rate in 2 Minutes

Wondering what rate you qualify for? With SoFi, you can see your rate in just 2 minutes, with no commitment required. Take the first step towards financial freedom with SoFi Student Loan Refinancing. Explore your consolidation options with NerdWallet’s Student Loan calculator and make informed choices about your student loans